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Cost of Waiting Calculator

Reviewed by Susan Pryor, Licensed Mortgage Loan Originator, NMLS #157369

Last updated: August 2026

an assumption you can change
for illustration only

Waiting 5 years could cost about $0 — and the home costs $0 more when you finally buy.

Years Waiting Home Price After Waiting Price Increase Rent Paid While Waiting Equity Built If You Bought Today Total Cost of Waiting

Results are estimates for illustration purposes only and do not constitute a loan approval or commitment to lend. Rates shown are for illustrative purposes only and are not a guarantee of available rates. Home price growth is an assumption, not a prediction — real results vary. Contact our team for a personalized analysis.

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About Southern Mortgage Authority — Susan Pryor, Branch Manager | Licensed Mortgage Loan Originator, NMLS #157369, has served 6,000+ clients over 25 years. Based in Marietta, GA and licensed in 13 states. Call 678-712-2063 or send us a message.

Not a commitment to lend. All loans subject to credit approval. Equal Housing Opportunity.