AREAS WE SERVE

Your Mortgage Team in Augusta, Georgia

Reviewed by Susan Pryor, Licensed Mortgage Loan Originator, NMLS #157369 — Updated August 2026

This guide covers Georgia purchase contracts. If you’re buying in another state we’re licensed in, the details differ — ask us.

Last updated: August 2026

Augusta is personal for us — Susan teaches VA continuing education classes here, and Fort Eisenhower makes this one of Georgia’s great military communities. VA loans are our specialty: entitlement, funding fee waivers, and offers that get taken seriously. PCS timeline? We know how to move.

See Susan’s upcoming VA classes for agents

Communities we serve

  • Augusta
  • Martinez
  • Evans (serving the greater CSRA)
  • Fort Eisenhower area
  • Hephzibah

What you can do here

Every loan we do is available countywide: first-time buyer programs, VA, self-employed options, investment and DSCR, renovation and ADU financing, reverse mortgages, and down payment assistance. Georgia Dream is available statewide — and county and city programs vary, so we check what applies to your exact address as part of your first conversation.

Your real payment, locally

Property taxes differ county to county, and they’re part of your monthly payment. When we quote you, the quote includes this county’s taxes and insurance — the real number, not the calculator number.

How working with us works

First conversation by phone. Documents by secure portal. Pre-underwritten before you shop, six rate options when you’re under contract, and a closing near you.

FAQ

Common Questions

Yes — VA is our specialty, and Susan teaches the VA classes real estate agents here take. The first conversation happens by phone, documents move through our secure portal, and your closing happens near you.

Georgia Dream is available statewide, and county and city programs vary by address. Checking what applies to your exact address is part of every first conversation.

Property taxes are part of your monthly payment, and they differ county to county. Every quote we give you includes this county’s taxes and insurance — the real number.

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About Southern Mortgage Authority — Susan Pryor, Branch Manager | Licensed Mortgage Loan Originator, NMLS #157369, has served 6,000+ clients over 25 years. Based in Marietta, GA and licensed in 13 states. Call 678-712-2063 or send us a message.

Susan Pryor NMLS #157369 | Ark-La-Tex Financial Services, LLC NMLS #2143 d/b/a Benchmark Mortgage | Equal Housing Lender. Not a commitment to lend. All loans subject to credit approval.