AREAS WE SERVE

Your Mortgage Team for Fulton County and the City of Atlanta

Reviewed by Susan Pryor, Licensed Mortgage Loan Originator, NMLS #157369 — Updated August 2026

This guide covers Georgia purchase contracts. If you’re buying in another state we’re licensed in, the details differ — ask us.

Last updated: August 2026

From intown Atlanta to Alpharetta, Fulton is where more of our down payment assistance work happens than anywhere else — City of Atlanta buyers may qualify for Invest Atlanta programs on top of statewide options, and we walk through every one before you shop.

Communities we serve

  • Atlanta
  • Sandy Springs
  • Roswell
  • Alpharetta
  • Johns Creek
  • Milton
  • East Point
  • College Park

What you can do here

Every loan we do is available countywide: first-time buyer programs, VA, self-employed options, investment and DSCR, renovation and ADU financing, reverse mortgages, and down payment assistance. Georgia Dream is available statewide — and county and city programs vary, so we check what applies to your exact address as part of your first conversation.

Your real payment, locally

Property taxes differ county to county, and they’re part of your monthly payment. When we quote you, the quote includes this county’s taxes and insurance — the real number, not the calculator number.

How working with us works

First conversation by phone. Documents by secure portal. Pre-underwritten before you shop, six rate options when you’re under contract, and a closing near you.

FAQ

Common Questions

Yes — every day. The first conversation happens by phone, documents move through our secure portal, and your closing happens near you.

Georgia Dream is available statewide, and county and city programs vary by address. Checking what applies to your exact address is part of every first conversation.

Property taxes are part of your monthly payment, and they differ county to county. Every quote we give you includes this county’s taxes and insurance — the real number.

Questions about your situation?

Get Clarity in 15 Minutes

No pressure. Just answers.

About Southern Mortgage Authority — Susan Pryor, Branch Manager | Licensed Mortgage Loan Originator, NMLS #157369, has served 6,000+ clients over 25 years. Based in Marietta, GA and licensed in 13 states. Call 678-712-2063 or send us a message.

Susan Pryor NMLS #157369 | Ark-La-Tex Financial Services, LLC NMLS #2143 d/b/a Benchmark Mortgage | Equal Housing Lender. Not a commitment to lend. All loans subject to credit approval.